www.mortgage-note-buyer.com

Morgage Note Buyer Providing Friendly Note Buying Solutions.

 

News Stories

Many Prime Mortgages now going into default.

 

Housing Fix?

 

We are U.S. Funding Solutions, Inc., a national morgage note buyer specializing in buying Owner Financed Mortgages as well as Deeds of Trust, and Land Contracts. Are you interested in a Lump Sum of Cash Now instead of waiting years to collect the money that is owed to you? (Closings in as little as 10 Days.)

Call Today For Great Pricing!

1-877-655-5625

Following is a partial list (Call if you have a private note that is not on this partial list) - Non-Seasoned mortgage notes, Non-Performing Mortgages, Simultaneous Closings (Buyer needs good credit and 20%+ down), Second mortgages, 3rd mortgages, Business notes without real estate, Partial Note Purchases, farm land notes, church notes, defaulted mortgage notes, Accounts Receivables, Raw Land, 2nd deed of trusts, Slow paying mortgage notes, 2nd Mortgages, Non Assignable injury settlements, Cell Tower leases, Royalty payments, Water leases, Timber leases, Mineral leases, Distressed Consumer Receivables, - Don't hesitate to call if you have a note of any kind that is not on this list.

Announcement! We are now business note buyers. Visit us to learn how you can sell business note fast (closings in as little asa 1 week after paperwork is submitted).

Also, did you know that you Can Sell a Portion of Your Mortgage Note Payments as opposed to selling the entire mortgage? Inquire about our Partial Purchase Program and find out how you can receive a lump sum of cash now for a predetermined number of future mortgage payments.

There are many good reasons to sell a mortgage note. Here are just a few:

  • Pay for a child's education
  • Capitalize on a lucrative business opportunity
  • Purchase Real Estate
  • Pay off high interest or other debt
  • Estate planning
  • Or simply to eliminate the risks and hassles of holding a mortgage

So why would you choose U.S. Funding Solutions as your Morgage Note Buyer? We pride ourselves on paying the highest price in the industry. Also, we conduct ourselves in a professional manner and have the ability to fund your deal quickly.

 

Attention Private Morgage Holders - Check out our FREE List of Noteholder Helpful Hints for managing your note on our main corporate site. Click Here to Access this critical information on Protecting Your Asset while it's still free.

 

US cities with biggest home price drops - Home Buying Opportunity?

mortgage notes buyer

 

Call Today For Great Pricing!

1-877-655-5625

Motgage Note Buyer - FAQs

1. Can you list the advantages of selling a private morgage note? - There are 3 that come to mind. 1) Tapping this valuable asset now for opportunistic investments or unexpected expenses, 2) Eliminating the hassles of managing the payor's monthly payments and government reporting and 3) Having cash on hand for these scary times (Cash is King in 2009).

2. What determines the price a mortgage note buyer will pay for my mortgage note? There are 4 main criteria. They are: The amount of equity in the property, how long the note has been being serviced (called seasoning), the interest rate on the note and finally the creditworthiness of the borrower.

3. Will an appraisal be necessary? Yes.

4. Will you need to check the buyer's credit? Yes, it is a very important factor in determining the lump sum payment for your mortgage.

5. How long will it take for me to receive my lump sum payment for my owner financed mortgage note? Typically 1 to 2 weeks. You can accelerate this by gathering the necessary documents quickly.

6. Are you a morgagenotebuyer of mobile homes or modular homes? Yes, if they include the land.

7. Do you buy motgages on raw land? Yes, with or without improvements.

8. Do you buy notes on commercial property? Yes.

9. What if I don't know the credit of the borrower that I gave an owner financed mortgage note? We will quote you an estimated lump sum settlement based on your best guess and adjust (up or down) the final payment after credit is pulled.

10. Do you buy Land Contracts? Yes

11. Do you buy Deed of Trusts? Yes.

12. I would like to sell my note payments for some extra cash but am afraid of loosing all the monthly income? Not to worry. We can make a partial purchase of your private note for just the amount you need

13. What is the minimum mortgage size you will buy? $50,000..

14. Do you buy mortgages on condominiums? Yes.

 


The New Mortgage Lender By Necessity - The Home Owner

The current real estate crisis has created a boom in the private mortgage business due to all the owner financing necessary to augment the lack of lending by banks, despite all of our tax dollars thrown at the banks. Desperate home sellers are increasingly becoming the mortgage lender by necessity as banks have gone to the other extreme in lending practices. In the sub-prime days, lenders would give you a mortgage, often for 100% if you simply had a heart beat. Today, except for government backed mortgages (FHA, VA, USDA), you need twenty percent down, near perfect credit and fully documentable income in the way of federal tax returns. Unfortunately, these extremely tight lending rules have left a lot of very good, low risk potential homebuyers out in the cold. This is particularly true for millions of self-employed homebuyers who often have plenty of money for a down payment along with good credit. They just may not be showing a lot of taxable income in order to minimize (legally) their taxes. As a result, the homeowner has to save the day or rather to save their day.

Now, I fully understand that every home seller may not have this option, but it could work great for many homeowners. It is a great option for homeowners who have some equity in the property as opposed to those where the mortgage is equal to or greater than the value of the home. Interestingly, a lot of home sellers aren't even aware that they can sell an owner financed mortgage note. They can even sell their note at a simultaneous closing or wait until the note has some seasoning (payment history) on it in order to get an even higher price. Many Note Buyers will be glad to purchase the note at the same time the homeowner closes on the house. This gets the homeowner an all cash sale and while the homeowner takes a discount on the note to sell it (a dollar today is worth more than a dollar tomorrow), it moves the home quickly, usually fetches top dollar and can often be sold without any real estate commissions. The result is a win/win.

So while the Treasury and the Fed are showering Billions and Billions of our money at the greedy incompetent banks (among others), most of these fat cat institutions are simply hoarding this cheap or even free money or making acquisitions. As a result, the homeowner is having to take charge of their own destiny. It's the way entrepreneurial Americans have always done.

Other Site Pages:

Contact Privacy Home

 

Copyright 2008 U.S. Funding Solutions, Inc.

 

Real estate investment program